The colloquy of Brian Benson

Someone forwarded a spammer's email to Spamnesty, which replied to the email, pretending to be a person called Brian Benson and starting a conversation.

This is that conversation.


Spammer

  • Subject: Loan Details
  • On: Jan. 9, 2017, 10:21 a.m.

Good day,

Thanks for contacting us, May you please advise the loan amount you are
looking for? Business loan or Personal loan

We hope to hear from you to enable us send you complete repayment details

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 9, 2017, 10:46 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Loan Details
  • On: Jan. 13, 2017, 4:41 p.m.

Good day Mr Brian,

We are pleased to be of assistant to you your loan request, As per your
requested; Kindly provide us with the amount of business loan you looking
for and also business plans for which the loan must be executed with,
Complete details of applicant i.e Proof of residence and copy of identity.

We will then supply you with the contract for the loan and containing the
100% funding terms and approval quote for repayment of the loan.

We await your swift sending.

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 13, 2017, 6:33 p.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Loan Details
  • On: Jan. 13, 2017, 6:41 p.m.

ARTICLE 1

THE LOAN

*SECTION 1. BCPB agrees to lend to the BORROWER, on the terms and
conditions set forth or referred to herein as aggregate amount.*.

SECTION 2. The amount of the loan may be withdrawn from the loan account in
accordance with the provisions of Schedule 2 of this Contract for
expenditures made (or, if BCPB shall so agree, to be made) in respect of
the reasonable cost of goods and/or services required for the project
described in Schedule 1 of this Contract and to be financed out of the
proceeds of the loan. This states that if the BORROWER then use the loan
to pay for EASEMENT without Prior Brown capital written approval; If such
occurs this loan will be withdrawn from the account receiving the loan.

SECTION 3. Interest — The BORROWER shall pay BCPB interest which shall
accrue at the rate of 3.5% per annum on the outstanding balance of the
principal and any due and unpaid interest subject to the provisions of
Section 2,

ARTICLE II

SECTION 4. Repayment - The BORROWER shall repay to BCPB the principal and
interest within YEARS () equal quarterly instalments during the repayment
period; provided however, that BCPB may require

accelerated repayment in the financial condition of the BORROWER so
warrant. The BORROWER is entitled to a 3 MONTHS of grace period. Further
explanation- Making additional unscheduled payments reduces the principal
balance of the loan, so more principal and less interest is paid off in
subsequent payments. Making accelerated payments will lead to the early
pay-off of a loan

Payments of principal and interest shall be deferred for not more than
YEARS. Interest accruing during the deferment period shall be capitalized
and treated as principal.

Should there be a default in the payment of any loan amortization; the
amount in arrears shall bear penalty interest at the rate of 3.5% per annum.

SECTION 5. Application of payment - All payments shall be applied in the
following order:

*5.1. Surcharges– After thorough scrutiny and approval 2ND PARTY
INSURANCE POLICY IS REQUIRED (Category C) before loan payment can be
confirmed into supplied account.*

5.2. Interest

5.3. Principal

All payments shall be made to order of BROWN CAPITAL FINANCE.

a. The Promissory Note, Deed of Mortgage and other Supplemental Mortgages,
as may be required by BCPB.

b. Evidence of appropriate corporate action authorizing the execution and
delivery of the Contract of loan, Promissory Note,

Deed of Mortgage and other supplemental Mortgages, including the authorized
signatory/ies and their specimen signature/s.

c. Statement of the name of the person holding or acting in the office of
the BORROWER.

d. Evidence that the borrower is clear of any encumbering lawsuits and
other legal restraint.

e. BORROWER must keep the contract safe for complete understanding.

*f. BORROWER must complete the 2nd Party insurance policy and fax this
signed contract to acceptoffice@ fax number 086 538 7505*

g. BCPB shall pay 10% to the BORROWER receiving account; if after 4
hours the loan is not made to the supplied account as agreed. To perform
AN IRREVOCABLE BANK TRANSFER of APPROVED LOAN - only to the BORROWER’S
ACCOUNT supplied to this COMPANY and copy to the Financial Auditor, Loan
officer and Borrower.

*RECEIVING BANKING DETAILS*

To be submitted

*REPAYMENT*

AFTER SUBMISSION OF BUSINESS PLAN

I. Other related documents as may be required by BCPB.

ARTICLE III

EXECUTION OF THE PROJECT

SECTION 1. The Borrower declares its commitment to the objectives of the
project as set forth in Schedule 1 of this Contract, and, to this end,
shall carry out the Project with due diligence and efficiency and in
conformity with appropriate engineering, financial and public utility
practices and shall provide, Promptly as needed, the counterpart funds,
facilities, services and other resources for the project.

SECTION 2. The BORROWER shall cause the SYSTEM to be constructed by
contract and / or by Force Account, subject to approval of BCPB.

SECTION 3. All plans and specifications for construction of the project and
any amendment thereto shall be subject to prior written approval of BCPB.

SECTION 4. All line extensions, rehabilitations and additional work shall
not commence until approved by BCPB in writing.

SECTION 5. Bidding and construction administration shall be in accordance
with BCPB Construction Administration Procedures and other pertinent laws,
rules and regulations.

SECTION 6. The BCPB or its duly authorized representative and for
representative/s of international lending institutions, reserve the right
to inspect, examine and test at the work of materials relating thereto, and
the BORROWER shall provide reasonable facilities for the use of the BCPB or
its duty authorized representative and/or representative/s of international
lending institutions.

SECTION 7. BCPB shall administer all loan funds of the BORROWER.

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 14, 2017, 3:40 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Loan Details
  • On: Jan. 14, 2017, 2:10 p.m.

Dear Brian,

Please send us a complete study of your loan request and we will reverse
back to you with complete information towards your loan request

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 14, 2017, 9:22 p.m.

Hello,
Can you give me some more info about what you're offering? Specifically, how does it apply to our business? How can we use this?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Loan Details
  • On: Jan. 15, 2017, 8:40 a.m.

Dear Brian,

We offer loans on an interest rate of 3.9% for business loans and a maximum
repayment period of 20 years with 2 years of grace time. Once we have your
business plan, we will be able to tell you more exactly about your loan.
How much loan are you looking for us?

We can finance your company's debt and we can also consolidate all your
loans to a record.

We transfer the loan directly to your business / bank data of the Company
by Swift transfer or by check any of which is applicable to your bank.

Transfer to your bank account our end takes 2-3 working days
Check payment takes 4-7 working days

Please contact us if you have further questions, We are at your service

cordially

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 15, 2017, 8:50 a.m.

Hi,
Sounds great, how can we proceed? We're interested in getting started pretty much immediately, as we could use this.

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Loan Details
  • On: Jan. 15, 2017, 9:06 a.m.

Hi Brian,

How much loan are you looking for us to provide you with? What is the loan
amount you are applying for from us?

Spamnesty

  • Subject: Re: Loan Details
  • On: Jan. 15, 2017, 8:57 p.m.

Hello,
That is very interesting! Could you elaborate? Do you have any details online I could look at?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Finance Available
  • On: Sept. 17, 2017, 11:22 p.m.

High Tech Investment Finance,

ADD: EY CENTER 200 GEORGE,

Spamnesty

  • Subject: Re: Finance Available
  • On: Sept. 18, 2017, 10:13 a.m.

Hello,
I am a bit busy now, but I am definitely interested. When can we talk?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 27, 2018, 5:52 a.m.

Attention: JUSTO

Your email of *Investment / Business Loan* have been reviewed by the board
of directors and we are pleased to inform you that we are ready to finance
the Business in form of loan with the required loan amount, this process
can be completed only for translation if you want to follow the steps and
policies of our proposal.
Below you will find information about our offer before the process.

** Our loan is provided to us at an interest rate of 4%.* You must send us
your bank statement to show if you have bad credit in the past in your
bank.* You must register a loan through the IMF certification.* All your
personal data we send for documentation.* Mortgage certificate. Prove what
Attorny is.* Insurance cover for your loan to be safe.*

If you agree to comply with this fact, you can contact us so that we can
continue the process of lending.
We appreciate your patronage and look forward to your prompt reply.
Yours faithfully
Uniagent Group
Technological table
5125370806.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 27, 2018, 2:38 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 28, 2018, 10:50 a.m.

Good day Brian,
In regards to you response we (UNIAGENT GROUP) offer loan to cooperatives,
business owners and more for the upgrade of there business, this funds is
given as loan which is be based on 4% interest rate and your repayment we
start 1 year after you might have receive the loan.
Much details about this is listed in our site you can read through and get
back if you willing to proceed with our offer (LOAN).
Below you find the firm web page
www.uniagent.wixsite.com/uniagent
We appreciate your patronage and look forward to your prompt reply.
Yours faithfully

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 28, 2018, 12:20 p.m.

Hello,
I am a bit busy now, but I am definitely interested. When can we talk?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 28, 2018, 12:26 p.m.

Attention: Brian
We the Uniagent Loan Funds are pleased to inform you that your email is
acknowledged by out lon process department but first we need to get you
inform that fo any loan which involve an inter state/country transfer the
borrow we have to make a payment which is know as the Non Residential fees,
this fees is for the Ministry of Foreign affair, it help to secure your
loan and cover the cost of insurance since you are not a citizen of the
country, if you interested with this get on us and complete the loan
process application.

PROVIDE BELOW INFORMATION:

Full Names:
Amount needed:
Loan Duration:
Monthly Income:
Mobile Number:
Telephone Number:
Country:

We shall proceed further with the processing after the above details has
been received.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 28, 2018, 8:24 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 31, 2018, 5:52 a.m.

Attention Brian.
Complete the application form sent to you and send back to us as soon.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 31, 2018, 4:23 p.m.

Hello,
that sounds impressive! I am excited to hear more about your company. Can you help me with some references, completed projects, partners, etc.?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 31, 2018, 7:37 p.m.

Attention Brian.
Well we have render services to much and we can speak all of it but get
know that we shall do our best to assist you or your project in team of
funds as loan.
We appreciate your response and do hope to read from you sooner.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: May 31, 2018, 11:37 p.m.

Hello,
Thank you for your email! However, I don't know if this will fit in our budget. Is there anything better you could do?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 3:21 a.m.

Hello,
Well all we can do is to assist you with loan for your project and nothing
more this is based on (Our Company only give out loan).
And if you willing to get the loan just contact us for update and get know
that you have to register the loan as well.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 8:36 a.m.

Hello,
That is reasonable, but do you think you can go into more detail about your main product? What is it about, exactly? Does it resemble https://photricity.com/flw/ajax/?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 9:25 a.m.

Yes but our main product is loan financing.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 3:19 p.m.

Hi,
Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 4:30 p.m.

Call me on

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 1, 2018, 8:57 p.m.

Hi,
Sounds great, how can we proceed? We're interested in getting started pretty much immediately, as we could use this.

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 2, 2018, 7:23 a.m.

Attention: Brian
According to your email and question of the loan process all you need to do
first is to send to us the below details:
Full Name:
Loan Amount:
Loan Duration:
Mobile Number:
Country/State:
We do await your response for proceed.

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 2, 2018, 2:45 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Brian Benson
CEO, MNesty, LLC

Spammer

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 3, 2018, 11:18 a.m.

Thanks for the patronage

Spamnesty

  • Subject: Re: Chumstreet ~ FREE CLASSIFIEDS MARKETPLACE, ADVERTISE HERE
  • On: June 3, 2018, 7:05 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Brian Benson
CEO, MNesty, LLC