The colloquy of John Kerr

Someone forwarded a spammer's email to Spamnesty, which replied to the email, pretending to be a person called John Kerr and starting a conversation.

This is that conversation.


Spammer

  • Subject: Fwd:
  • On: Nov. 29, 2016, 2:11 a.m.

--

RELIABLE LOAN OFFERS AT CHEAP RATE, FOR MORE INFORMATION CONTACT OUR
PRIVATE EMAIL : [email protected]

NAME:
AMOUNT:
LOAN DURATION:
COUNTRY:
PHONE NUMBER:

WARM REGARDS
MR.MICHEAL DICKSON

Spamnesty

  • Subject: Re: Fwd:
  • On: Nov. 29, 2016, 2:11 a.m.

Hello,
Can you give me some more info about what you're offering? Specifically, how does it apply to our business? How can we use this?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: loan update
  • On: Dec. 12, 2016, 9:09 p.m.

Hello

Thanks for your response to our advert we are registered financial company
base in USA.
we offer loan at 4% interest rate ,
our offers ranges from $2000 to $100,000,000.00
within the loan duration from 1 to 30 years ,
loan repayment starts 3 months after you must have confirmed your loan
application in your bank account.

we offer: refinance loan , business investment loans , car or vehicle
loans , debt consolidation , mortgages , personal loans , travel and
holiday loan, and much more .

To proceed with the loan processing fill the loan application ,

LOAN APPLICATION FORM FILL AND RETURN

Full Name :
Loan Amount Needed :
Duration :
location :
Home Address :
Zip / Postal Code :
country :
phone :
Occupation :
Email:
Monthly Income

We will expect your mail so that we can calculate the loan terms and
loan repayment plan

we hope to hear from you soon
regards
Mr Dickson

Hello,
Can you give me some more info about what you're offering? Specifically,
how does it apply to our business? How can we use this?

Spamnesty

  • Subject: Re: loan update
  • On: Dec. 12, 2016, 10:59 p.m.

Hey there,
Could you tell me where you are located? Also, could you tell me more about your offer?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 12, 2017, 7:16 p.m.

Hello John Kerr

Your message was received, here is my office address :

Dickson Reliance finance
Address: 101 Mack Rd, Goldsboro, NC 27530.
USA.

all you needed to know about our offers is already stated in my previouse
email, let me know how much you needed as loan and also the loan duration
so we can proceed with the loan processing,
I will be awaiting your email as soon as possible

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 13, 2017, 3:12 a.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 13, 2017, 7:18 a.m.

Hello John Kerr

Your message was received in good condition, as regarding our loan terms
and loan repayment plans
stated below is a good example of a loan term of $200,000.00 with a
duration of 5years.

Loan Balance: $200,000.00
Loan Interest Rate: 3.00%
Loan Term: 5 years
Monthly Loan Payment: $3,593.74
Number of Payments: 60
Cumulative Payments: $215,624.28
Total Interest Paid: $15,624.28

Please carefully read our terms of service and if you still want to do
business with us let us know how much you needed as loan and also the
duration you needed the loan so we can proceed with your loan processing.

Your prompt response will be appreciated as soon as possible

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 13, 2017, 1:48 p.m.

Hi,
Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 13, 2017, 10:05 p.m.

Hello John Kerr

Your message was received for our loan processing and funds transfer you
will be required to pay a processing fee of
$350 its a token fee usually required by our company lawyer to process your
loan application and get it legaly secured before your funds transfer can
be approved without know further delays.

You can call me via my mobile or send me a text message +1(646)553-2773

I hope you understand my point here

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 14, 2017, 1:42 a.m.

Hello,
That is reasonable, but do you think you can go into more detail about your main product? What is it about, exactly?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 15, 2017, 10:32 p.m.

Hello John

Your message was received, Tell me what exactly do you want to know about
our offer you have to be specific? so we can give you a clear explanation.

we hope you understand the contents of this email.

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 16, 2017, 3:53 a.m.

Hey there,
Could you tell me where you are located? Also, could you tell me more about your offer?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 16, 2017, 8:35 p.m.

Hello John

Your message was received, here is our office address

Address: 22300 westheimer pkwy, katy, tx 77540.
USA.
+1(646)553-2773

I will be expecting your call as soon as possible.

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 17, 2017, 6:13 a.m.

Hello,
Thank you for your email! However, I don't know if this will fit in our budget. Is there anything better you could do?

John Kerr
CEO, MNesty, LLC

Spammer

  • Subject: Re: loan update
  • On: Jan. 18, 2017, 9:44 p.m.

Hello John

Your message was received, How exactly do you want it? do you need it in
Document form?

let us know how much you needed as loan and also the duration you needed
the loan then we can calculate it and send the loan contract document to
you with that you will see all the details that you needed and that can
fit in your Budget as you desired.

I hope you understand the contents of this email

Spamnesty

  • Subject: Re: loan update
  • On: Jan. 19, 2017, 2:37 a.m.

Hello,
Can you give me some more info about what you're offering? Specifically, how does it apply to our business? How can we use this?

John Kerr
CEO, MNesty, LLC