The colloquy of Rachel Owens MD

Someone forwarded a spammer's email to Spamnesty, which replied to the email, pretending to be a person called Rachel Owens MD and starting a conversation.

This is that conversation.


Spammer

  • Subject: Dear Friend,
  • On: May 21, 2021, 1:50 p.m.

Sent: Thursday, May 20, 2021 5:51:26 PM

Subject: Dear Friend,
 

Dear Friend,

I am very sorry for the unsolicited email, I am Mr. Frank Williams and I am the director of the contract award committee.

After due deliberation, I have decided to forward to you this business proposal. As I want a reliable person who will assist me to receive the sum of Sixty Two Million Five Hundred United States Dollars Only ($62,500,000.00) from the Finance company that is
in control of these funds, and also possibly help me to invest the money on my behalf. Reason I come out openly to deal with you is because I want to build a business relationship with you. I don�t just want to deal with everybody or send messages without
knowing who I am dealing with, and also I trust that you will be an honest and trustworthy person to handle the affair of this project. 

This fund resulted from an over-invoiced bill from contracts awarded by my committee under the budget allocation to my Ministry and this bill has been approved for payment by the concerned Ministries years back. 

The contract has since been executed, commissioned and the contractor was paid the actual cost of the contract amount agreed on. I am left with the balance US$62,500,000.00 as part of my own share of the over-invoiced amount which I have deliberately over estimated
for my own investment through you as my partner..

Furthermore please let me know if you are willing to partner with me as I will give you 30% of the total amount, which is $18,750,000.00 United States Dollars.  

Let me know if you are willing to partner with me to enable me to send full details and some documents relating to these funds.

Inclusion I will release the details of the director of the Finance company that is appointed to handle the release of these fund, I we will secure the legal documents that will put you in the position of the owner of these funds, and also to enable you meet
with the director of the Finance company if possible for the release of the funds to you. More details will be released to you as soon as I receive your reply.

 

I look forward to hearing from you.

Regards,
Mr. Frank Williams 

Spamnesty

  • Subject: Re: Dear Friend,
  • On: May 21, 2021, 1:50 p.m.

Hello,
That is reasonable, but do you think you can go into more detail about your main product? What is it about, exactly? Does it resemble https://photricity.com/flw/ajax/?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Employee retirement planning
  • On: June 25, 2021, 5:26 p.m.

The cost of providing a 401(k) for employees� secure retirement is thought to be prohibitive for many businesses. Not anymore�
That problem has been solved for
companies who haven't had a plan by getting a $5,500 tax credit through the SECURE Act in 2021.

The next problem is that opening a new account or transitioning from a previous provider is tedious and can take months. Not anymore�
Setup takes just 15 minutes and it can be ready to go by your next pay period. We also fully integrate with any payroll provider.

With our built-in fiduciary guidance, SaveDay provides
Smart
401(k) options to every business in America that are easy to understand. We manage the investment portfolios focused on benefiting your employees� retirement, so we don�t
pile on extra fees or hide them in small print. Unlike the industry�s 800-pound gorillas, who charge high fees and offer high risk investment vehicles.

Would you be interested in having a quick 5-minute introductory conversation? If you want to evaluate your current 401(k) plan, we can add a complimentary audit to show you what
fees you�re being assessed, some of which you may not even be aware of.

Please reply to this message if you�d like more information.

Best,

James Merrill

Business Development Officer

(512) 957-6674

�2021
SaveDay |
10816 Crown Colony Dr, Ste 208, Austin, TX 78747

�SaveDay has done a good job of being responsive and helping with issues when I needed. I was using Guideline before, and they didn�t allow for any accommodations
to adjust for our circumstances, and it was a bad experience. I�ve enjoyed using SaveDay and I think it�s been a good thing for our company and employees.� �5-star review on Trustpilot

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Spamnesty

  • Subject: Re: Employee retirement planning
  • On: June 25, 2021, 7:52 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Professional collections for your business
  • On: Aug. 3, 2021, 7:50 p.m.

If your company has B2B debts that need to be collected, I can help.

I�m Larry Barthel with Commercial Collectors, Inc. Too many of my customers told me when they came on board with us that they spent way too much valuable time chasing down delinquent accounts. Why would someone suddenly decide to pay up on the next call when
you�ve called 10 times before?

CCI has been in business for nearly 60 years because of our effectiveness, integrity, and highly professional approach. We�ve never placed a robocall and don�t scream at or talk down to anyone on the phone. And we�ve stepped up our game in the midst of the
COVID-19 pandemic, because we know that the collections agency you hire affects the reputation of your brand too.

We collect 91% of dollars before having to
go through any litigation.

�Commercial Collectors did excellent work. I am really impressed with your follow-up and expertly written reports. I cannot see our company using anyone other than Commercial Collectors for our collection needs based entirely on your excellent work.�
�Chaska D., Credit Manager

May I give you more information? Tell me about a debt you need to collect and we can work on a plan to recover it.

Sincerely,

Larry

--

Larry Barthel

Vice President of Sales

Commercial Collectors, Inc

P.O. Box 337, Montrose, MN 55363

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to opt out.

Spamnesty

  • Subject: Re: Professional collections for your business
  • On: Aug. 4, 2021, 3:27 a.m.

Hello,
I am a bit busy now, but I am definitely interested. When can we talk?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Employee retirement planning
  • On: Sept. 16, 2021, 3:48 p.m.

The cost of providing a 401(k) for employees� secure retirement is thought to be prohibitive for many businesses. Not anymore�
That problem has been solved for
companies who haven't had a plan by getting a $5,500 tax credit through the SECURE Act in 2021.

The next problem is that opening a new account or transitioning from a previous provider is tedious and can take months. Not anymore�
Setup takes just 15 minutes and it can be ready to go by your next pay period. We also fully integrate with any payroll provider.

With our built-in fiduciary guidance, SaveDay provides
Smart
401(k) options to every business in America that are easy to understand. We manage the investment portfolios focused on benefiting your employees� retirement, so we don�t
pile on extra fees or hide them in small print. Unlike the industry�s 800-pound gorillas, who charge high fees and offer high risk investment vehicles.

Would you be interested in having a quick 5-minute introductory conversation? If you want to evaluate your current 401(k) plan, we can add a complimentary audit to show you what
fees you�re being assessed, some of which you may not even be aware of.

Please reply to this message if you�d like more information.

Best,

Clark Davis

Business Development Officer

(512) 957-6674

�2021
SaveDay |
10816 Crown Colony Dr, Ste 208, Austin, TX 78747

�SaveDay has done a good job of being responsive and helping with issues when I needed. I was using Guideline before, and they didn�t allow for any accommodations
to adjust for our circumstances, and it was a bad experience. I�ve enjoyed using SaveDay and I think it�s been a good thing for our company and employees.� �5-star review on Trustpilot

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Spamnesty

  • Subject: Re: Employee retirement planning
  • On: Sept. 16, 2021, 9:50 p.m.

Hi,
Sounds great, how can we proceed? We're interested in getting started pretty much immediately, as we could use this.

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Streamline and secure your transactions
  • On: Oct. 19, 2021, 7:12 p.m.

You
can now eliminate credit card transaction fees at your business and add all that money to your bottom line.

PayTech Trust reduces the friction involved in accepting credit card payments. We automate and streamline your payment
process, ensure regulatory compliance, and eliminate your liability in case of a security breach.

I�d like to give you a complimentary consultation to determine whether you qualify for complimentary credit card processing
and point of sale system. Would you like more information?

Best regards,

Jim

--

Jim Hendrick | Product
Manager

PayTech
Trust

P: (832)
479-3171

� 2021 PayTech Trust

We're located at 3901 Centerview Drive, Suite I, Chantilly, VA 20151

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to opt out.

Spamnesty

  • Subject: Re: Streamline and secure your transactions
  • On: Oct. 20, 2021, 5:02 a.m.

Hi,
Sounds great, how can we proceed? We're interested in getting started pretty much immediately, as we could use this.

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Re: Financial Assistance
  • On: Nov. 18, 2021, 2:29 p.m.

Address: Norton Finance, Norton House,
Mansfield Road, Rotherham,
South Yorkshire S60 2EB, United Kingdom

Dear Ma/Sir

Do you need an urgent loan at 2% interest rate today? * LOAN APPROVAL
IN 60 MINS !!
* GUARANTEED SAME DAY TRANSFER !! * 100% APPROVAL RATE !!

Simply submit a fully complete and accurate application form for an
Immediate in principle decision.

YOUR PERSONAL INFORMATIONS

FULL NAMES:
AGE / SEX:
COUNTRY:
RESIDENTIAL ADDRESS:
OCCUPATION:
MARITAL STATUS:
CURRENT STATUS AT PLACE OF WORK:
TELEPHONE NUMBER:
MONTHLY INCOME:
LOAN AMOUNT NEEDED:
LOAN DURATION:
ZIP/POSTAL CODE:
PURPOSE OF LOAN:
E-MAIL ADDRESS/ALTERNATIVE EMAIL ADDRESS:

Regards and God Bless
Mr. Scott Thorpe
Snr. Loan Disbursement Director
Norton Finance.

.

Spammer

  • Subject: Fill The Loan Application Form
  • On: Nov. 18, 2021, 2:29 p.m.

Address: Norton Finance, Norton House,
Mansfield Road, Rotherham,
South Yorkshire S60 2EB, United Kingdom

Dear Ma/Sir

Do you need an urgent loan at 2% interest rate today? * LOAN APPROVAL
IN 60 MINS !!
* GUARANTEED SAME DAY TRANSFER !! * 100% APPROVAL RATE !!

Simply submit a fully complete and accurate application form for an
Immediate in principle decision.

YOUR PERSONAL INFORMATIONS

FULL NAMES:
AGE / SEX:
COUNTRY:
RESIDENTIAL ADDRESS:
OCCUPATION:
MARITAL STATUS:
CURRENT STATUS AT PLACE OF WORK:
TELEPHONE NUMBER:
MONTHLY INCOME:
LOAN AMOUNT NEEDED:
LOAN DURATION:
ZIP/POSTAL CODE:
PURPOSE OF LOAN:
E-MAIL ADDRESS/ALTERNATIVE EMAIL ADDRESS:

Regards and God Bless
Mr. Scott Thorpe
Snr. Loan Disbursement Director
Norton Finance.

.

Spamnesty

  • Subject: Re: Financial Assistance
  • On: Nov. 18, 2021, 8:06 p.m.

Hi,
Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Quick question for you
  • On: Dec. 20, 2021, 9:06 p.m.

Are you the contact responsible for overseeing phone, internet, and other communications systems at your company? If so, I wanted to leave you a quick note about a complimentary audit
we�d like to give you that typically uncovers 40-50% (or more) savings on these services and makes sure you�re working with the best, most cost-effective providers for your needs. Unlike typical sales reps, we are independent and share with you both the pros
and cons so you can make informed decisions.

Is this something you might be interested in? Remember, we could be able to cut your bill in half without costing you a penny.

Regards,

Jerry Goldman

President/CEO

Select Communications

P: (512) 877-6082

Contact address: 6836 Bee Cave Rd, Bldg 3, Suite 205, Austin, TX 78746

�Our experience with Select Communications has been extraordinary. Since day one, they have gone above and beyond in every way to make sure that we receive the best service. We are lucky to have found them.� �Frankie
Veenbaas, Executive Assistant, Castle Financial Group

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to opt out.

Spamnesty

  • Subject: Re: Quick question for you
  • On: Dec. 21, 2021, 6:16 a.m.

Hey there,
Could you tell me where you are located? Also, could you tell me more about your offer?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Get A Wikipedia Page For $389 - Limited-Time Offer
  • On: March 18, 2022, 7:41 p.m.

Hi FirstNmae,

Wikipedia is considered to be the World�s most significant tool for reference material. The Wiki links show up on the 1st page of Google 97% of the time. With a Page on one of the most revered reference tools, you are sure to get yourself or your business noticed.
So if you're thinking of getting a Wikipedia Page created, it's the best time of the year.

If you are interested in getting more information just respond back to this email.

Thanks,

Alan Smith

Wiki Creators LLC

P: (855) 244-2051

1423 Broadway, Oakland, CA 94612

To Opt-Out/Unsubscribe, Please simply reply �REMOVE"

Spamnesty

  • Subject: Re: Get A Wikipedia Page For $389 - Limited-Time Offer
  • On: March 18, 2022, 11:47 p.m.

Hello,
I am a bit busy now, but I am definitely interested. When can we talk?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Lower admin and healthcare costs for your company
  • On: June 30, 2022, 6:54 p.m.

I'm reaching out to you since I've spoken with many companies about finding savings on admin functions and healthcare/workers comp plans this year. My team of experts takes the hassle, risks, and high costs out of this critical business function to create
big savings (15-40%) for our clients.

America's Back Office is a HR administration and Employee Benefits company. We provide our client's efficiencies with HR, payroll, and benefits. By leveraging technology and an aggregation model we bring our clients a better service experience, increased
employee satisfaction, and lower overall costs.

If you believe your healthcare cost are getting to expensive or you want to leverage state of the art technology, simply reply to this email and I'd be happy to speak about your needs.

May I give you more information?

Have a great day!

..
Joseph Pantaleo
Sr. Business Development Manager
America's Back Office
P: (586) 530.8676

13900 Lakeside Circle, Suite 200 Sterling Heights, MI 48313

"We switched to ABO and ever since my HR Manager has had time to focus on strategic growth while the company saved 22%.  ABO has delivered on everything they said would"�Nicholas N. President

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Spamnesty

  • Subject: Re: Lower admin and healthcare costs for your company
  • On: June 30, 2022, 8:47 p.m.

Hello,
Thank you for your email! However, I don't know if this will fit in our budget. Is there anything better you could do?

Rachel Owens MD
CEO, MNesty, LLC

Spammer

  • Subject: Funding On Your Terms
  • On: Aug. 2, 2022, 5:42 p.m.

Do you need funding quickly to re-invest in your business? If the banks are saying �no,� Quick MCA Funding provides a great
alternative.

We can give you preliminary approval in just three hours, and funds in as soon as three days. It�s a very simple process with no surprises or unnecessary
red tape.

May I give you a call to discuss?

Sincerely,
Alexa

--
Alexa Charlotte
Founder
Quick MCA Funding

34 13th Ave NE, Suite B001, Minneapolis, MN 55413

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to opt out.

Spamnesty

  • Subject: Re: Funding On Your Terms
  • On: Aug. 2, 2022, 5:50 p.m.

Hello,
That is reasonable, but do you think you can go into more detail about your main product? What is it about, exactly? Does it resemble https://photricity.com/flw/ajax/?

Rachel Owens MD
CEO, MNesty, LLC