The Definitive Guide to Workers' Compensation

Update From America's Back Office

The Definitive Guide to

Workers' Compensation

Workers’ compensation insurance can seem confusing to some business owners and HR professionals.  Even after years of experience, they can encounter unique workers comp cases that force them to learn completely new information.

That's why America's Back Office has created The Definitive Guide to Workers’ Compensation which offers all the information needed to understand how worker’s compensation insurance works at the federal and state levels.

The Basics of Workers' Compensation

Learn about the types of accidents and injuries typically covered by workers' compensation.

Why most companies struggle with the process of submitting multiple claim forms.

The Importance of Insurance and Coverage

Why having proof of insurance is important for the protection of your employees and your company. 

How to manage the coverage renewal process of your workers' compensation policies. 

Payroll Reporting & Accurate Class Codes

Learn about the correlation between payroll and workers' compensation costs.

How class codes play a huge role in determining the cost of your workers' compensation policy.

Post-Accident Drug Testing & Audits

Learn why drug testing often takes place in the wake of workplace accident and what to expect.

Learn what to expect for your business during an audit of your workers' compensation policy. 

Comparing Quotes & Claim Reserves

Learn the important factors to look for when comparing workers' compensation premium quotes.

Learn how and why insurers set reserves for workers' compensation insurance claims.

Make Your HR World Class - Get Started Today

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You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

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The Definitive Guide to Workers' Compensation

Update From America's Back Office

The Definitive Guide to

Workers' Compensation

Workers’ compensation insurance can seem confusing to some business owners and HR professionals.  Even after years of experience, they can encounter unique workers comp cases that force them to learn completely new information.

That's why America's Back Office has created The Definitive Guide to Workers’ Compensation which offers all the information needed to understand how worker’s compensation insurance works at the federal and state levels.

The Basics of Workers' Compensation

Learn about the types of accidents and injuries typically covered by workers' compensation.

Why most companies struggle with the process of submitting multiple claim forms.

The Importance of Insurance and Coverage

Why having proof of insurance is important for the protection of your employees and your company. 

How to manage the coverage renewal process of your workers' compensation policies. 

Payroll Reporting & Accurate Class Codes

Learn about the correlation between payroll and workers' compensation costs.

How class codes play a huge role in determining the cost of your workers' compensation policy.

Post-Accident Drug Testing & Audits

Learn why drug testing often takes place in the wake of workplace accident and what to expect.

Learn what to expect for your business during an audit of your workers' compensation policy. 

Comparing Quotes & Claim Reserves

Learn the important factors to look for when comparing workers' compensation premium quotes.

Learn how and why insurers set reserves for workers' compensation insurance claims.

Make Your HR World Class - Get Started Today

Copyright © 2020 America's Back Office, All rights reserved.

You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

Our mailing address is:

America's Back Office13900 Lakeside Cir Ste 200Sterling Heights, MI 48313-1318
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If your business has had several ��up and down�� months where you feel like you have no control, you��ve probably convinced yourself that lead generation is the problem. But this mindset is entirely wrong! Lead generation is NOT your problem.

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If your company has B2B debts that need to be collected, I can help.

I�m Larry Barthel with Commercial Collectors, Inc. Too many of my customers told me when they came on board with us that they spent way too much valuable time chasing down delinquent accounts. Why would someone suddenly decide to pay up on the next call when
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Larry

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Commercial Collectors, Inc

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Hi Mr. Cain,
 
Thanks for responding to my email.   Here is my contact information.  Please call me and let me know what accounts you may need help collecting.  I will be leaving today in a few minutes but will be back at
8:00 Monday morning, CDT. 
 
If you are ready to place accounts, simply fill out the placement form and email it to us with the signed service agreement and backup to support the account.  Please give us one PDF for each account.  In
the pdf include: the placement form, statement of account, invoices and then the credit application.  In that order.

 
The following are a few reasons our clients like working with CCI:
 

CCI never charges a fee
until money is collected.
We
collect 90% of what we collect, without litigation! 
Our collectors average over
fifteen years of experience.CCI has have been in
business for more than 60 years!
 
We will forward accounts, if it is in business, over $500 to a local attorney if they will not pay our collector directly.  You do not pay anything unless the customer pays you.  The contingent cost is 28%. 
This has been a great tool to help our clients recover additional dollars! 

 
“We have used Commercial Collector for a number of years now and each year I am more & more impressed with the service and detail they provide on each placed account. CCI is like a subsidiary of our business
for us. The relationships that have developed over the years are likened to ones you would make within your own department at your physical location. I look forward to using CCI for many more years as our sole collection firm.”
-- Jason C., National Collections Manager
 
Attached is our service agreement and a placement form.
    
 
Sincerely,

 
Larry Barthel
Vice President
763-453-7408 (Direct)
763-453-7400 (Main)
 
Commercial Collectors, Inc
www.commercialcollectors.com
PO Box 337
Montrose, MN  55363
 
Providing professional services since 1961!

 
[email protected]
 

From: Johnny Cain <[email protected]>

Sent: Saturday, June 12, 2021 2:08 AM

To: Larry Barthel <[email protected]>

Subject: Re: Professional collections for your business
 
Hi,

Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

Johnny Cain

CEO, MNesty, LLC

The cost of providing a 401(k) for employees� secure retirement is thought to be prohibitive for many businesses. Not anymore� That
problem has been solved for companies who haven't had a plan by getting a $5,500 tax credit through the SECURE Act in 2021.

The next problem is that opening a new account or transitioning from a previous provider is tedious and can take months. Not anymore� Setup
takes just 15 minutes and it can be ready to go by your next pay period. We also fully integrate with any payroll provider.

With our built-in fiduciary guidance, SaveDay provides Smart 401(k)
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Please reply to this message if you�d like more information.

Best,

James Merrill

Business Development Officer

(512) 957-6674

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to adjust for our circumstances, and it was a bad experience. I�ve enjoyed using SaveDay and I think it�s been a good thing for our company and employees.� �5-star review on Trustpilot

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The cost of providing a 401(k) for employees� secure retirement is thought to be prohibitive for many businesses. Not anymore�
That problem has been solved for
companies who haven't had a plan by getting a $5,500 tax credit through the SECURE Act in 2021.

The next problem is that opening a new account or transitioning from a previous provider is tedious and can take months. Not anymore�
Setup takes just 15 minutes and it can be ready to go by your next pay period. We also fully integrate with any payroll provider.

With our built-in fiduciary guidance, SaveDay provides
Smart
401(k) options to every business in America that are easy to understand. We manage the investment portfolios focused on benefiting your employees� retirement, so we don�t
pile on extra fees or hide them in small print. Unlike the industry�s 800-pound gorillas, who charge high fees and offer high risk investment vehicles.

Would you be interested in having a quick 5-minute introductory conversation? If you want to evaluate your current 401(k) plan, we can add a complimentary audit to show you what
fees you�re being assessed, some of which you may not even be aware of.

Please reply to this message if you�d like more information.

Best,

Clark Davis

Business Development Officer

(512) 957-6674

�2021
SaveDay |
10816 Crown Colony Dr, Ste 208, Austin, TX 78747

�SaveDay has done a good job of being responsive and helping with issues when I needed. I was using Guideline before, and they didn�t allow for any accommodations
to adjust for our circumstances, and it was a bad experience. I�ve enjoyed using SaveDay and I think it�s been a good thing for our company and employees.� �5-star review on Trustpilot

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� 2021 PayTech Trust

We're located at 3901 Centerview Drive, Suite I, Chantilly, VA 20151

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Do you need funding quickly to re-invest in your business? If the banks are saying �no,� ABC provides
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Managing Partner/Founder

America's Business Capital

P: (856) 485-4094

535 Rt 38 E Ste 110, Cherry Hill, NJ 08002

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Are you the contact responsible for overseeing phone, internet, and other communications systems at your company? If so, I wanted to leave you a quick note about a complimentary audit
we�d like to give you that typically uncovers 40-50% (or more) savings on these services and makes sure you�re working with the best, most cost-effective providers for your needs. Unlike typical sales reps, we are independent and share with you both the pros
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President/CEO

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Contact address: 6836 Bee Cave Rd, Bldg 3, Suite 205, Austin, TX 78746

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Beat The Double-Digit Healthcare Increases For 2022

Get The Right Employee Benefits

Beat Double-Digit Cost Increases in Healthcare

Learn how your company can help reduce the burden of double-digit cost increases in healthcare by getting employee benefits from an IRS certified PEO - America's Back Office.

Double digit increases in healthcare costs for most small to midsize businesses in the United States have become the new normal and are expected again for 2022. Just a few years ago, the annual health insurance premium for a family plan surpassed the $20,000 mark for the first time.  In the past decade, the average premium for a family health plan has increased by a whopping 54%. 

Explore Getting The Right Employee Benefits

How Can Businesses Combat

These Increases?

Partnering with a America's Back Office gives businesses access to better healthcare coverage rates, which would otherwise be out of reach. Through the benefit of a much larger pool of employees, getting lower rates for premium plans is possible.  In addition, our clients have access to Fortune 500 level benefits and a turn-key Human Resources solution that is second-to-none.

Instead of spending time rate-shopping healthcare coverage for your business for 2022, get a free proposal that will add value to your business from the HR experts at America's Back Office.

Get a Free Proposal

Copyright © 2021 America's Back Office, All rights reserved.

You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

Our mailing address is:

America's Back Office13900 Lakeside Cir Ste 200Sterling Heights, MI 48313-1318
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Beat The Double-Digit Healthcare Increases For 2022

Get The Right Employee Benefits

Beat Double-Digit Cost Increases in Healthcare

Learn how your company can help reduce the burden of double-digit cost increases in healthcare by getting employee benefits from an IRS certified PEO - America's Back Office.

Double digit increases in healthcare costs for most small to midsize businesses in the United States have become the new normal and are expected again for 2022. Just a few years ago, the annual health insurance premium for a family plan surpassed the $20,000 mark for the first time.  In the past decade, the average premium for a family health plan has increased by a whopping 54%. 

Explore Getting The Right Employee Benefits

How Can Businesses Combat

These Increases?

Partnering with a America's Back Office gives businesses access to better healthcare coverage rates, which would otherwise be out of reach. Through the benefit of a much larger pool of employees, getting lower rates for premium plans is possible.  In addition, our clients have access to Fortune 500 level benefits and a turn-key Human Resources solution that is second-to-none.

Instead of spending time rate-shopping healthcare coverage for your business for 2022, get a free proposal that will add value to your business from the HR experts at America's Back Office.

Get a Free Proposal

Copyright © 2021 America's Back Office, All rights reserved.

You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

Our mailing address is:

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Are you the contact responsible for overseeing phone, internet, and other communications systems at your company? If so, I wanted to leave you a quick note about a complimentary audit
we�d like to give you that typically uncovers 40-50% (or more) savings on these services and makes sure you�re working with the best, most cost-effective providers for your needs. Unlike typical sales reps, we are independent and share with you both the pros
and cons so you can make informed decisions.

Is this something you might be interested in? Remember, we could be able to cut your bill in half without costing you a penny.

Regards,

Jerry Goldman

President/CEO

Select Communications

P: (512) 877-6082

Contact address: 6836 Bee Cave Rd, Bldg 3, Suite 205, Austin, TX 78746

�Our experience with Select Communications has been extraordinary. Since day one, they have gone above and beyond in every way to make sure that we receive the best service. We are lucky to have found them.� �Frankie
Veenbaas, Executive Assistant, Castle Financial Group

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HR and Hiring Insight from America's Back Office

Update From America's Back Office

10 Best Hiring Practices and Lessons

The hiring process is much more than a mere first impression.  It impacts your bottom line, productivity, and future success. If your company is planning to hire staff, then you'll want to learn more about the 10 best hiring practices that span across all industries and trades.

Continue Reading

What a PEO Can Do For Your

Growing Business

Running a business is anything but easy. Between HR compliance, towering paperwork, and every other necessary task, business operations can quickly become overwhelming.  

Luckily, you have options.  With the support of a certified PEO like America's Back Office, your company gains support in 6 critical areas.

Continue Reading

The Best HR Outsourcing for

Small Businesses

In 2022 the business sector has never been more unpredictable. Rather than staying stuck in the past by using antiquated business practices, outsourcing human resources services may prove to be one of the best business decisions you’ve ever made.  Read the reasons why.

Continue Reading

Take The Next Step

If you have been hesitant to explore using a PEO for your business because you believed it was cost prohibitive or only for large organizations then we encourage you to contact us for a confidential consultation about how outsourcing your human resources can be one of the best business decisions you have ever made. 

SCHEDULE A FREE CONSULTATION

Copyright © 2022 America's Back Office, All rights reserved.

You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

Our mailing address is:

America's Back Office13900 Lakeside Cir Ste 200Sterling Heights, MI 48313-1318
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HR and Hiring Insight from America's Back Office

Update From America's Back Office

10 Best Hiring Practices and Lessons

The hiring process is much more than a mere first impression.  It impacts your bottom line, productivity, and future success. If your company is planning to hire staff, then you'll want to learn more about the 10 best hiring practices that span across all industries and trades.

Continue Reading

What a PEO Can Do For Your

Growing Business

Running a business is anything but easy. Between HR compliance, towering paperwork, and every other necessary task, business operations can quickly become overwhelming.  

Luckily, you have options.  With the support of a certified PEO like America's Back Office, your company gains support in 6 critical areas.

Continue Reading

The Best HR Outsourcing for

Small Businesses

In 2022 the business sector has never been more unpredictable. Rather than staying stuck in the past by using antiquated business practices, outsourcing human resources services may prove to be one of the best business decisions you’ve ever made.  Read the reasons why.

Continue Reading

Take The Next Step

If you have been hesitant to explore using a PEO for your business because you believed it was cost prohibitive or only for large organizations then we encourage you to contact us for a confidential consultation about how outsourcing your human resources can be one of the best business decisions you have ever made. 

SCHEDULE A FREE CONSULTATION

Copyright © 2022 America's Back Office, All rights reserved.

You are receiving this email because you are an existing client, referral partner, or have given us permission to contact you.

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America's Back Office13900 Lakeside Cir Ste 200Sterling Heights, MI 48313-1318
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I'm reaching out to you since I've spoken with many companies about finding savings on admin functions and healthcare/workers comp plans this year. My team of experts takes the hassle, risks, and high costs out of this critical business function to create
big savings (15-40%) for our clients.

America's Back Office is a HR administration and Employee Benefits company. We provide our client's efficiencies with HR, payroll, and benefits. By leveraging technology and an aggregation model we bring our clients a better service experience, increased
employee satisfaction, and lower overall costs.

If you believe your healthcare cost are getting to expensive or you want to leverage state of the art technology, simply reply to this email and I'd be happy to speak about your needs.

May I give you more information?

Have a great day!

..
Joseph Pantaleo
Sr. Business Development Manager
America's Back Office
P: (586) 530.8676

13900 Lakeside Circle, Suite 200 Sterling Heights, MI 48313

"We switched to ABO and ever since my HR Manager has had time to focus on strategic growth while the company saved 22%.  ABO has delivered on everything they said would"�Nicholas N. President

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Sincerely,
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--
Alexa Charlotte
Founder
Quick MCA Funding

34 13th Ave NE, Suite B001, Minneapolis, MN 55413

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