The colloquy of Julian Myers

Someone forwarded a spammer's email to Spamnesty, which replied to the email, pretending to be a person called Julian Myers and starting a conversation.

This is that conversation.


Spammer

  • Subject: Votre récompense est arrivée
  • On: Nov. 24, 2016, 2:20 p.m.

*eDF*
*Energy*

*Notre propre façon de dire “Merci”!*

*Félicitations!*

Nous vous donnons ce bon de réduction de dire "Merci" tout simplement pour
être un client.

Dix mille personnes peuvent obtenir au moins 500 EUR hors de leur facture
délectricité cette saison. Certains seront payés automatiquement. Dautres
ont de réclamer ou quils ne lauront pas. Le plus tôt vous prétendez le
mieux.

*eDF* Energy
€500 Carte Cadeau

*nicocaplat *

* Tentez votre chance dès maintenant, sinon nous allons donner cette chance
à une autre personne. *

*Réclamer votre carte cadeau maintenant!*

Spamnesty

  • Subject: Re: Votre récompense est arrivée
  • On: Nov. 24, 2016, 2:20 p.m.

Hi,
Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 13, 2017, 4:13 a.m.

Dear:,

Thanks for your interest in our loan. We are reputable loan firm here
in Asia Pacific,USA,Italy,Turkey and India.

We are into lending and project financing,our interest rate is as low
as 3% per annual. Our minimum duration of loan is one year and our
maximum duration of loan is 10 years. We give loans to individuals and
company (Personal and Business loan). Our loan amounts ranges from
$5,000 to $50,000,000.00 USD.

Please do provide us with the following below.

1)Full Names:
2)Country:
3)Age:
4)Occupation:
5)Phone Number:
6)Monthly income:
7)Loan Amount Needed and state loan amount in Dollar:
8)Loan Duration:
9)Sex:
10)SKYPE ID:
11)Purpose of Loan:

Kind Regards
Cairo Mission . (Head International Marketing Department

Spamnesty

  • Subject: Re: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 13, 2017, 10:45 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: WHAT DO YOU MEAN?
  • On: Jan. 13, 2017, 2:12 p.m.

WHAT DO YOU MEAN?

Spamnesty

  • Subject: Re: WHAT DO YOU MEAN?
  • On: Jan. 14, 2017, 2:12 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: WHAT DO YOU MEAN?
  • On: Jan. 14, 2017, 3:22 p.m.

Do you need this loan or not?

On Saturday, January 14, 2017, Julian Myers <[email protected]> wrote:
> Hello,
> That is very helpful, thank you. Do you perhaps have some literature I
could look at, or could you send me some more information about what
exactly makes you unique?
>
> Julian Myers
> CEO, MNesty, LLC
>
> On 13/01/2017 14:12 PM, 24-7 FINANCIAL SERVICES LIMITED wrote:
>> WHAT DO YOU MEAN?
>

Spamnesty

  • Subject: Re: WHAT DO YOU MEAN?
  • On: Jan. 15, 2017, 12:41 a.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: WHAT DO YOU MEAN?
  • On: Jan. 15, 2017, 1:30 p.m.

Sir,

Thank you every much, we do offer loan in 3% interested, we finance
personal project, company project, individual loan, business loan etc.

If you are interested with the above mention do inform us with it immediately.

Spamnesty

  • Subject: Re: WHAT DO YOU MEAN?
  • On: Jan. 15, 2017, 9:12 p.m.

Hello,
Thank you for your email! However, I don't know if this will fit in our budget. Is there anything better you could do?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: are you still interested in taking the loan??
  • On: Jan. 23, 2017, 8:19 a.m.

On Sunday, January 15, 2017, Julian Myers <[email protected]> wrote:
> Hello,
> Thank you for your email! However, I don't know if this will fit in our
budget. Is there anything better you could do?
>
> Julian Myers
> CEO, MNesty, LLC
>
> On 15/01/2017 13:30 PM, 24-7 FINANCIAL SERVICES LIMITED wrote:
>> Sir,
>>
>> Thank you every much, we do offer loan in 3% interested, we finance
>> personal project, company project, individual loan, business loan etc.
>>
>> If you are interested with the above mention do inform us with it
immediately.
>

Spammer

  • Subject: Are you still interested in taking this loan?
  • On: Jan. 23, 2017, 8:44 a.m.

Are you still interested in taking this loan?

On Thursday, January 12, 2017, James Myers <[email protected]> wrote:
> Hello,
> can you give me an example of this? I would like to know roughly what it
looks like.
>
> James Myers
> CEO, MNesty, LLC
>
> On 12/01/2017 21:39 PM, Cairo Mission wrote:
>> BUSINESS AND PERSONAL FUND (LOAN) OFFER CONTACT US FOR MORE DETAILS VIA
THIS EMAIL BELOW:[email protected] <mailto:[email protected]
>>
>

Spamnesty

  • Subject: Re: are you still interested in taking the loan??
  • On: Jan. 23, 2017, 11:42 a.m.

Hello,
That is reasonable, but do you think you can go into more detail about your main product? What is it about, exactly?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 23, 2017, 2:03 p.m.

We do offer business loan and personal loan. if you are interested do
let me know.

Spamnesty

  • Subject: Re: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 23, 2017, 8:55 p.m.

Hello,
Can you give me some more info about what you're offering? Specifically, how does it apply to our business? How can we use this?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 24, 2017, 5:25 a.m.

Sir,

Thank you very much for your email, The loan will offer you can used
it for your business etc, Project financing, car loan, property loan,
personal loan, office equipment loan.

Spamnesty

  • Subject: Re: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 24, 2017, 10:44 a.m.

Hey there,
Could you tell me where you are located? Also, could you tell me more about your offer?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 24, 2017, 4:01 p.m.

Sir,

Our office is located in united state and Turkey. You will have to
state the type of loan you wanted which as follow below.

1) Business we offer loan based on any kind of business you want to go into.

2) Project loan this will depend on the type of the project loan you
want to finance for you.

3) Personal and car loan this branch of loan is based on Home equipment.

NOTE THAT ALL THIS Above ATTRACT THE SAME INTEREST RATE WHICH IS 3%
INTEREST RATE.

Spamnesty

  • Subject: Re: We do offer business loan and personal loan. if you are interested do let me know.
  • On: Jan. 25, 2017, 3:23 a.m.

Hi,
Sounds great, how can we proceed? We're interested in getting started pretty much immediately, as we could use this.

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 25, 2017, 5:31 a.m.

Dear:,

Thanks for your interest in our loan. We are reputable loan firm here
in Asia Pacific,USA,Italy,Turkey and India.

We are into lending and project financing,our interest rate is as low
as 3% per annual. Our minimum duration of loan is one year and our
maximum duration of loan is 10 years. We give loans to individuals and
company (Personal and Business loan). Our loan amounts ranges from
$5,000 to $50,000,000.00 USD.

Please do provide us with the following below.

1)Full Names:
2)Country:
3)Age:
4)Occupation:
5)Phone Number:
6)Monthly income:
7)Loan Amount Needed and state loan amount in Dollar:
8)Loan Duration:
9)Sex:
10)SKYPE ID:
11)Purpose of Loan:

Kind Regards
Cairo Mission . (Head International Marketing Department

Spamnesty

  • Subject: Re: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 25, 2017, 12:45 p.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 26, 2017, 12:08 p.m.

Sir,,

If actually you need this loan you will complete the loan form which
has being sent to you.

Spamnesty

  • Subject: Re: DO COMPLETE THE LOAN APPLICATION FORM BELOW
  • On: Jan. 26, 2017, 1:49 p.m.

Hello,
I am a bit busy now, but I am definitely interested. When can we talk?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: GIVE ME YOUR SKYPE ID SO THAT WE CAN BOTH TALK ON SKYPE
  • On: Jan. 26, 2017, 6:24 p.m.

GIVE ME YOUR SKYPE ID SO THAT WE CAN BOTH TALK ON SKYPE

Spamnesty

  • Subject: Re: GIVE ME YOUR SKYPE ID SO THAT WE CAN BOTH TALK ON SKYPE
  • On: Jan. 26, 2017, 11:05 p.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Co-operate Business/Project Funding.
  • On: Oct. 15, 2017, 7:34 p.m.

Dear Partners & Associates,

One of our main businesses is to open Bank Guarantees and Standby Letter of
Credit as well

as other Financial and Banking Instruments. We issue our Bank Guarantees
and Standby Letter

of Credit for Lease & Sale while on occasions as requested by the client,
we can open

Documentary / Deffered / Red Clause Letters of Credit and Guarantees (Bank,
Bid or

Performance).

For every transaction we need three things

1. Lessor (Applicant) -This is our company or entity that will be applying
for the

Financial Instrument with the Issuing Bank on behalf of the Beneficiary.
The delivery of

the Financial / Banking Instrument shall be based on the Applicant's
procedures.

2. Lessee (Beneficiary / Client) - This is the company who have requested
the Financial

Instrument whether for their own use or third party to receiving the
BG/SBLC/DLC/Red Clause

LC. The Client / Lessee nominates the Beneficiary of the Bank Instrument.

3. Underlying Transaction - This is the transaction that exists between the
Lessor

(Applicant) and the Lessee (Beneficiary). It is the reason for opening the
Stand Letter of

Credit or Bank Guarantee or Letter of Credit of any kind. The underlying
transaction can be

for obtaining loans or funding from Banks or Monetizers as well as for the
Purchase and

Sale of Goods or Services depending on the type of instrument requested.

Should you have an interest in the Lease and Sale of these, kindly inform
and we will be

glad to share with you our PROCEDURAL TERMS in regards to setting things in
motion for an

IMPENDING TRANSACTION. Upon the acceptance of your party to work with the
Lessor's Terms,

we would have Legal Contract in place for the transaction to be set up
between the

Applicant and the Beneficiary and the delivery of the Bank Instrument will
be in accordance

with the Verbiage (Text) chosen by the Beneficiary's Bank.

With the Legal Contract set up and the proceedings followed as stipulated
in the contract,

the eventual transmission of the Instrument via Swift MT199 / MT799 / MT700
/ MT760 will be

effected within 2 Banking Days after the Contractual Obligations have been
completed.

In addendum, we also offer a wide range of products:
- Standby Letters of Credit
- Bank Guarantees
- Deferred / Documentary Letters of Credit
- Red Clause Letters of Credit
- Usance Letters of Credit
- Performance Guarantees
- Demand Guarantees
- POF messages
- Pre Advice Message
- Comfort Letters
- Ready Willing and Able (RWA) messages

Kindly revert if you have interest in any of these so we can set up an
underlying
transaction.

My full contact information is as follow:

Spamnesty

  • Subject: Re: Co-operate Business/Project Funding.
  • On: Oct. 16, 2017, 3:49 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: PROCEDURES
  • On: Oct. 16, 2017, 11:53 p.m.

Sir,

We are Ready, Willing and Able to deliver bank instruments in the form of
BG/SBLC/DLC/LC to your nominated bank coordinates strictly in adherence
with the following set of procedures. Kindly review the procedures and
inform on your readiness to proceed so that we are able to send our Deed of
Agreement and other required contract documents.

TRANSACTION DESCRIPTION:
1. Instrument: Bank Guarantee (BG) or Standby Letter of
Credit (SBLC) or Deferred / Documentary Letter of Credit (DLC) or Letter of
Credit (LC)
2. Total Face Value: Euro/USD/GBP 1,000,000.00 – Euro/USD/GBP
5,000,000,000.00
3. Issuing Bank: HSBC Bank London, Barclays Bank London, Standard
Chartered Bank London, Deutsche Bank AG Frankfurt,
4. Age: One Year and One Day (With the option of Rolls
and Extension)
5. Leasing Fee: Based on the Face Value of BG/SBLC/DLC/LC Plus
(0.5% + X%) Commission.
1M – 50M: 3.0% + (0.5% + X%) = 3.5% + X%
51M – 100M: 2.5% + (0.5% + X%) = 3.0% + X%
101M – 500M: 2.0% + (0.5% + X%) = 2.5% + X%
501M – 1B: 1.5% + (0.5% + X%) = 2.0% + X%
1B – 5B: 1.0% + (0.5% + X%) = 1.5% + X%
6. Delivery: Bank to Bank Swift MT799 and/or MT760
7. Payment: MT103
8. Hard Copy: By Bank Bonded Courier within 7 banking days
after delivery of Swift.

TRANSACTION PROCEDURE:
1. Lessor and Lessee execute, sign and initial this Deed of Agreement,
which thereby automatically becomes a full commercial recourse contract to
be lodged by both parties for initiation of Swift Transmission.

2. Within three (3) banking days after both parties sign the Agreement,
Lessor will issue a Notarized signed and sealed Corporate Refund Recourse
Undertaking duly endorsed by the issuing bank to the Lessee guarantying to
refund to the Lessee all cost incurred by Lessee as the
transmission/administrative charges for the transmission of Pre-Advice via
Swift MT799 or BG/SBLC/DLC/LC via Swift MT700 or MT760 or both after due
execution of the contract and in case of failure on the Lessor’s side the
Notarized signed and sealed Corporate Refund Recourse Undertaking
guarantees that the Lessor refunds completely the
transmission/administrative fees in addition to a the penalty for failure
of performance being 1% of the total face value of BG/SBLC/DLC/LC.

3. Within three (3) working days after the Lessee receives contract
documents including the invoice and refund undertaking from the Lessor, the
Lessee will make payment by direct wire transfer into the Lessor’s provided
bank cordinates for the receiving of the bank transmission/administrative
charges the bank transmission/administrative fees for the Pre-Advice via
Swift MT799 or BG/SBLC/DLC/LC via Swift MT700 or MT760 or both as the case
maybe in the amount of Euro/USD XX,000.00.

4. Within two (2) banking days after confirmation of receipt of payment
of the bank transmission/administrative fees charges for the BG/SBLC/DLC/LC
via Swift MT700 or MT760 or Pre-Advice via Swift MT799 or both in Lessor’s
bank account, the Lessor will deliver the Pre-Advice or BG/SBLC/DLC/LC via
Bank to Bank confirmation of Swift MT799 or MT760 to the Lessee’s banker
including the hard copy of the BG/SBLC/DLC/LC via bank bonded courier in
Seven (7) banking days.

5. Lessee sends out leasing fees by Swift MT103 to the Lessor deducting
the initially paid bank transmission/administrative fees and the brokers
their commission fees (0.5 +X)% of total Face Value by wire transfer within
thirty (30) days upon delivery, confirmation and verification of
BG/SBLC/DLC/LC by MT760 in the Lessee’s nominated account and
BG/SBLC/DLC/LC hard copy in the Lessee’s nominated bank.

6. Should the Lessee not deduct the bank transmission/administrative
charges from leasing fees paid, the Lessor shall refund bank charges to
Lessee by direct wire transfer within three (3) banking days upon payment
of the leasing fees.

7. Any unauthorized calls by any party or its representative lawyers to
probes or communication in an improper way to bank(s) in this transaction
shall be prohibited and contract terminated.

Should the Lessee default to pay the leasing fees to the Lessor and the
brokers commission fees as agreed after 30 banking days of confirmation of
BG/SBLC/DLC/LC MT760 in lessee's bank account, Lessor will instruct the
issuing bank to put a claim on the BG/SBLC/DLC/LC thereby forcing the
Lessee's bankers to return the BG/SBLC/DLC/LC MT760 to the issuing Bank.

Spamnesty

  • Subject: Re: PROCEDURES
  • On: Oct. 17, 2017, 9:59 a.m.

Hello,
That is very helpful, thank you. Do you perhaps have some literature I could look at, or could you send me some more information about what exactly makes you unique?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: PROCEDURES
  • On: Oct. 17, 2017, 2:26 p.m.

Please see attached to this email the complete lease package containing the
DOA, LOI, FPA and CIS for your clients to review, fill, sign and then
revert back to me so that I can forward them to the provider for
countersigning to enable us set this in motion. Bank transmission charges
depends on the face value of the instrument your clients are interested in
according to the schedule of bank transmission fees approved by the
provider and this is contained in the DOA attached herein we will be glad
to proceed as soon as your clients are ready and willing.

Please let me know as soon as your clients are ready to proceed.

Spamnesty

  • Subject: Re: PROCEDURES
  • On: Oct. 17, 2017, 8:51 p.m.

Hi,
Great, thanks. Could we have a short call to discuss the specifics? What are your contact details? Also, what is your pricing model like?

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: Re: PROCEDURES
  • On: Oct. 18, 2017, 10:45 p.m.

Sir,

My full contact information is as follow:

Address: 47, Heathmere Drive, Chelmsley Wood, Birmingham B37 5EH, England,
United Kingdom
Tel: +44 (0) 73996 77043

Spammer

  • Subject: Re: PROCEDURES
  • On: Oct. 18, 2017, 10:47 p.m.

Sir,

Thanks for the email and I will like to confirm to you that the leasing
fees and brokers commissions are to be paid within 30 banking days after
the delivery of the instruments to the receiving bank of the client meaning
the client can actually draw funds from the BG or SBLC to settle the lease
fee payment. However, the bank transmission fees needs to be paid ahead as
these fees are required for the actual transmission of swift and the
reservation of the provider's account for servicing the BG/SBLC as the case
maybe. Already, the provider will be taking care of other fees being fees
for the Liquidation of Blocked Funds as well as the External Auditors Fees
for Harmonization.

Bank transmission fees depends on the actual face value of the instrument
required for lease by the client according to the schedule of fees
tabulated below.

BG/SBLC Face Value (USD/EURO) Bank Transmission Charges
(USD/EURO)
1M – 20M 25,000.00
21M – 50M 35,000.00
51M – 100M 55,000.00
101M – 250M 75,000.00
251M – 999M 100,000.00
1B - 5B 120,000.00
5B and above (In Tranches of 5B each) (120,000 for each
tranche of 5B)

As protection on the bank transmission fees, the provider will issue along
with the countersigned agreement and invoice a Notarized signed and sealed
Corporate Refund Recourse Undertaking to the Lessee guarantying to refund
Lessee all the cost incurred by lessee for the bank transmission charges.
This will be endorsed by the banking officer from the issuing bank with
full banking responsibility and notarized by a notary public officer. The
refund undertaking as well as the contract agreement and other documents
issued by the provider will then be lodged in the issuing bank.

The refund is carried out by deduction of funds from the Leasing Fees when
being paid. In a case where by this is not deducted, the issuing bank
refunds money back to the account where funds were sent from within 3
banking days upon confirmation of payment of Lease Fees. Also in a case
where provider fails, the issuing bank will refund the fees completely
from the issuing account information and the provider will be liable to pay
a penalty fee for failure being 1% of the face value of the BG/SBLC. This
agreement has been made with the issuing bank prior to their endorsing the
refund undertaking.

Spamnesty

  • Subject: Re: PROCEDURES
  • On: Oct. 19, 2017, 1:12 a.m.

Hello,
can you give me an example of this? I would like to know roughly what it looks like.

Julian Myers
CEO, MNesty, LLC

Spammer

  • Subject: CONFIRMED INFORMATIONS
  • On: Nov. 7, 2017, 12:22 p.m.

Sir,

Thanks for the email and I will like to confirm to you that the leasing
fees and brokers commissions are to be paid within 30 banking days after
the delivery of the instruments to the receiving bank of the client meaning
the client can actually draw funds from the BG or SBLC to settle the lease
fee payment. However, the bank transmission fees needs to be paid ahead as
these fees are required for the actual transmission of swift and the
reservation of the provider's account for servicing the BG/SBLC as the case
maybe. Already, the provider will be taking care of other fees being fees
for the Liquidation of Blocked Funds as well as the External Auditors Fees
for Harmonization.

Bank transmission fees depends on the actual face value of the instrument
required for lease by the client according to the schedule of fees
tabulated below.

BG/SBLC Face Value (USD/EURO) Bank Transmission Charges
(USD/EURO)
1M – 20M 25,000.00
21M – 50M 35,000.00
51M – 100M 55,000.00
101M – 250M 75,000.00
251M – 999M 100,000.00
1B - 5B 120,000.00
5B and above (In Tranches of 5B each) (120,000 for each
tranche of 5B)

As protection on the bank transmission fees, the provider will issue along
with the countersigned agreement and invoice a Notarized signed and sealed
Corporate Refund Recourse Undertaking to the Lessee guarantying to refund
Lessee all the cost incurred by lessee for the bank transmission charges.
This will be endorsed by the banking officer from the issuing bank with
full banking responsibility and notarized by a notary public officer. The
refund undertaking as well as the contract agreement and other documents
issued by the provider will then be lodged in the issuing bank.

The refund is carried out by deduction of funds from the Leasing Fees when
being paid. In a case where by this is not deducted, the issuing bank
refunds money back to the account where funds were sent from within 3
banking days upon confirmation of payment of Lease Fees. Also in a case
where provider fails, the issuing bank will refund the fees completely
from the issuing account information and the provider will be liable to pay
a penalty fee for failure being 1% of the face value of the BG/SBLC. This
agreement has been made with the issuing bank prior to their endorsing the
refund undertaking.